O’Fallon and St. Charles Named Among Most Livable Small Cities by SmartAsset

ST. CHARLES COUNTY, MO — O’Fallon and St. Charles, Missouri, have been ranked among SmartAsset’s Most Livable Small Cities for 2025, highlighting their strong local economies, affordable housing, and excellent community services.

O’Fallon ranked #4 nationwide, with low unemployment (1.9%), affordable housing (17.8% of median income), and 96.7% health insurance coverage. St. Charles placed #10, with a 1.6% unemployment rate, housing costs at 20.5% of income, and top-tier healthcare access.

“Being named among the nation’s most livable cities reaffirms the strength of our communities,” said Scott Tate, President & CEO of the St. Charles Regional Chamber. “This recognition reflects the hard work of our businesses, civic leaders, and residents to make St. Charles County a great place to live and work.”

SmartAsset analyzed 279 U.S. cities (populations 65,000–100,000) on factors like housing, jobs, healthcare, entertainment, and commute times.