Better Health Coverage for Small Businesses
The St. Charles Regional Chamber is proud to partner with the Missouri Chamber Federation to make the Chamber Benefit Plan available to qualifying businesses throughout the St. Louis and St. Charles County region.
There’s Strength in Numbers
Small businesses often face fewer health-plan choices and higher, less predictable insurance costs than larger employers. The Chamber Benefit Plan helps address that challenge by allowing participating small businesses to join together in a larger insurance pool.
The result is access to competitive rates, dependable coverage options and the purchasing strength that comes from being part of a statewide group.
Say Hello to the Chamber Benefit Plan
The Chamber Benefit Plan is a multiple employer welfare arrangement, commonly known as a MEWA, created specifically for small businesses.
Through this innovative model, participating employers share claims risk as part of a larger, self-funded pool. This can provide small businesses with greater stability and more plan choices than they may be able to obtain on their own.
The plan is powered by the Missouri Chamber Federation and administered by Anthem Blue Cross and Blue Shield.
Is Your Business Eligible?
The Chamber Benefit Plan is available to qualifying employers that:
- Are members of a participating chamber of commerce
- Have between 2 and 50 eligible employees
- Meet the plan’s applicable underwriting and eligibility requirements
Businesses must maintain an Investor Level membership with the St. Charles Regional Chamber to participate.
Plan Advantages
The Chamber Benefit Plan gives eligible employers access to high-quality health coverage with features that may include:
- Competitive, medically underwritten rates
- Fixed and predictable monthly payments
- A variety of PPO and health savings account plan options
- Access to Anthem provider networks
- Stop-loss protection backed by Anthem
- Claims run-out and terminal liability coverage
- Simple, streamlined plan administration
Available plans, networks, rates and eligibility requirements may vary. A Chamber Benefit Plan Certified Broker can help determine which options are best suited for your business and employees.
A Valuable Benefit of Chamber Investment
As an Investor Level member of the St. Charles Regional Chamber, your business can explore this simple and affordable alternative to traditional small-group health coverage.
It is one of the many ways Chamber membership can help your company reduce costs, support employees and build a stronger business.
Not an Investor Level Member?
Contact Julie King, Membership Sales Director, at 636-946-0633 ext. 105. Our team will help you select the membership level that qualifies your business to participate.
Ready to Learn More?
Connect with a Chamber Benefit Plan Certified Broker to discuss eligibility, coverage options and potential savings.